Welcome to Eagle Diversified Life (the “Company,” “we,” “us,” or “our”). These Terms & Conditions (“Terms”) govern your access to and use of our website, https://eaglediversifiedlife.com (the “Site”), and any content, tools, or services provided through the Site (collectively, the “Services”).
By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, do not use the Site.
1. Eligibility and Use of the Site
1.1 Eligibility
You must be at least 18 years old and capable of entering into a legally binding agreement to use this Site. By using the Site, you represent and warrant that you meet these requirements.
1.2 Permitted Use
You agree to use the Site only for lawful purposes and in accordance with these Terms. You may not use the Site in any way that:
- Violates any applicable local, state, federal, or international law or regulation;
- Attempts to gain unauthorized access to the Site, other accounts, computer systems, or networks;
- Harasses, abuses, or harms any other person;
- Interferes with or disrupts the operation of the Site.
1.3 No Unlawful or Prohibited Use
You may not use the Site or its content for any commercial purpose competing with the Company, or for any fraudulent, misleading, or deceptive purpose.
2. Nature of Information – No Professional Advice
2.1 Educational and Informational Purposes Only
All information on this Site, including text, graphics, articles, videos, tools, calculators, and other materials (collectively, “Content”), is provided for general educational and informational purposes only.
2.2 No Financial, Investment, Tax, or Legal Advice
Nothing on this Site is intended to be, and should not be construed as:
- Personalized financial or investment advice;
- A recommendation to buy, sell, or hold any security, policy, annuity, or financial product;
- Tax, legal, or accounting advice.
Any decisions you make about life insurance, annuities, retirement planning, or other financial strategies should be made in consultation with qualified professionals who understand your personal situation, financial goals, and risk tolerance.
2.3 No Offer or Solicitation
Content on this Site does not constitute an offer to sell or a solicitation of an offer to buy any insurance product, annuity, security, or financial product in any jurisdiction where such offer or solicitation would be unlawful.
3. Insurance and Product Information
3.1 Product Descriptions
Any descriptions of insurance policies, annuities, riders, or financial products are summaries only and may not include all terms, conditions, limitations, exclusions, or requirements. Actual coverage is subject to the terms and conditions of the contract issued by the insurance carrier or product provider.
3.2 Availability by State or Jurisdiction
Not all products or services may be available in all states or jurisdictions, and eligibility for certain products may be subject to underwriting and approval by the applicable insurer or provider.
3.3 No Guarantee of Approval or Outcomes
Nothing on this Site guarantees you will be approved for a policy, annuity, or financial product, nor does it guarantee any particular rate, return, benefit amount, tax outcome, or future performance.
4. Intellectual Property
4.1 Ownership
All Content on the Site—including text, graphics, logos, icons, images, audio clips, video clips, downloads, interfaces, and the design, selection, and arrangement thereof—is owned or licensed by Eagle Diversified Life and is protected by copyright, trademark, and other intellectual property laws.
4.2 Limited License
Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for your personal, non-commercial use.
4.3 Restrictions
You may not:
- Copy, reproduce, modify, distribute, display, perform, or create derivative works from the Site or Content except as expressly permitted;
- Use any data mining, robots, or similar data gathering or extraction methods;
- Remove or alter any copyright, trademark, or proprietary notices.
5. User Submissions and Communications
5.1 Your Submissions
If you submit any information via forms on the Site (such as contact details, quote requests, or inquiries), you represent and warrant that the information is accurate, complete, and provided lawfully.
5.2 No Confidentiality Guarantee
While we take reasonable measures to protect personal information according to our Privacy Policy, we cannot guarantee the security of information transmitted over the internet. Do not submit sensitive personal data beyond what is requested on our forms.
5.3 Electronic Communications
By using the Site, you consent to receive communications from us electronically, including emails, texts (if you opt in), or other digital messages.
6. Third-Party Links and Tools
6.1 Third-Party Websites
The Site may contain links to third-party websites, tools, or resources that are not owned or controlled by Eagle Diversified Life. We are not responsible for the content, policies, or practices of any third-party websites.
6.2 No Endorsement
Links to third parties are provided for convenience only and do not imply endorsement, sponsorship, or approval of those sites or their products/services.
7. Disclaimers and Limitation of Liability
7.1 “As Is” and “As Available”
The Site and all Content are provided on an “AS IS” and “AS AVAILABLE” basis, without warranties of any kind, express or implied, including but not limited to warranties of accuracy, completeness, reliability, merchantability, fitness for a particular purpose, or non-infringement.
7.2 No Warranty of Outcomes
We do not warrant that use of the Site will result in any particular financial, insurance, tax, or retirement outcome, or that the Site will be uninterrupted or error-free.
7.3 Limitation of Liability
To the fullest extent permitted by law, Eagle Diversified Life and its owners, officers, employees, agents, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising out of or related to:
- Your access to or use of (or inability to access or use) the Site;
- Any decision you make in reliance on the Content;
- Any errors or omissions in the Content.
If liability cannot be excluded under applicable law, our total liability shall be limited to the amount you paid (if any) to access the Site.
8. Indemnification
You agree to indemnify, defend, and hold harmless Eagle Diversified Life and its owners, officers, employees, agents, and affiliates from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorney’s fees) arising out of or related to your violation of these Terms or your use of the Site.
9. Changes to the Site and to These Terms
We may update the Site and these Terms at any time. When we do, we will revise the “Last updated” date at the top of this page. Your continued use of the Site after any changes constitutes your acceptance of the new Terms.
10. Governing Law and Dispute Resolution
These Terms are governed by the laws of the State of [Insert State], without regard to its conflict of law principles.
Any dispute arising out of or relating to these Terms or your use of the Site shall be resolved through good-faith negotiations. If unresolved, disputes may be brought in the state or federal courts located in [Insert County and State], and you consent to the personal jurisdiction of such courts.
(If you want arbitration or class-action waiver language, we can add that in a later pass.)
11. Contact Us
If you have any questions about these Terms, please contact us at:
Eagle Diversified Life